Your Sharai questions and their answers.

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Questions

Answer

853

ASaLaM-0-ALiKuM,mei sawal no 786 k mutalik puchana chahta hoon,ap kehty hain k bank sy car lena najaiz hai,Mufti AKMAL Sahab of QTV ny is ko jaiz kerar dia hai.ap bhi mufti hain aur Akmal sahab of QTV bhi mufti hain,aik kehty hain jaiz hai aik kehty hain najaiz hai is terhan ki surat mei humy kia kerna chahey??zara tafeel sy irshad fermaiy ga shukria.

Answer

842

786/92,Asslamualaikum,muslim private bank me fix deposit me jo paise rakhe jate hay yani kuchh scheme k tehat kuchh salo k bad double ho jate hay wo laina kaisa? agar gair muslim private bank ho to? agar government idare ka bank ho to? jazakallah. Dua ki iltija.

Answer

815

salam jin bankon ka malik kafir hain kia un banks say sood lay saktay hain suna hai habib bank ka malik prince karim aaga khan hai kia iss bank main soodi khata drust ho ga? kia aurat sar kay baal katwa sakti hai.agar haan to kitnay?

Answer

786

Assalamoalaikum wa Rahmatullah Mera suwal ye hy ky aj kal jo BANKS se leasing par gharriyaan mil rahi hen, yani down payment 50 hazar se ek lakh tak dekar phir monthly 5 hazar se 10 hazar deny hoty hen, to kiya is men koi qabaahat he? ya sood wagera ka chakar hy? bara-e-karam wazaahat se sharai hukm irshad fermaen. Agar is men sood wagera ka chakar hy to ye b fermaen ky jese ek ghar men ye manhoosiyat walid sahib ya bhai ky zariye dakhil hojti to kiya is ko beta ya bhai ya koi aor member chalae to sary gunah`gar hongy? Wassalam

Answer

694

Assalam Alaikum A person worked in the bank in credit department. It was definitely based on the interest. He later on left the job and said TAUBA. Moreover, he did HEELA of his salary amount. Whether he was needy or not at that time, what is the staus of that amount in the light of Islamic teachings now? Your immidiate response is requested please Wassalam

Answer

656

Assalaam, I used to have a business in UK a Limted company which went bankrupt due to genuine reasons and losses,the company owed debts to various people which were wrote off under british law,but I still am not sure if I am obliged by Islamic law to pay them people who are muslim,because i am trying to save to go to Hajj

Answer

583

Asslam-U-Alaikum Wa Rehmatullah Wa Barakatohu! My dear Mufti Sahib, BANK ACCOUNT : What can I open a current account with any bank or not because every bank is doing soodi business?????????????? Also kindly inform me the bank charges which a bank deduct in our amount received by us from foreign is SOOD or NOT. Wasslam-U-Alaikum Wa Rehmatullah Wa Barakatohu!

Answer

504

asslam-o-alaikum. main amerca main hoon aap sa poochana chahta hoon. ka yaha life insurance karwani chahiya ya nahi kion ka yaha sab sood ka karobar hoota ha? 2-kiya ak dollar ki latari is niyt sa kalna jaiz ha ka is ka inam main gharib lagoon main bant doon ga?

Answer

503

asslam-oalaikum. main america rehta hoon.aaap sa pooch na chahta hoon. ka kia main yahan makan hareed sakta hoon.jab ka aap ko pata ha ka yaha sood ka masla ha.lakin main aapne makan ka karaya jitna data hoon. us sa toora ziyda us ki mahina ki kist hooti ha?

Answer

435

Assalamoalikum, aap nae sawwal no 300 kae jawab mae pucha tha kae mutual fund kya hai,yeh iss tarah hai..... har company jo share market listed hoti hai matlab woh company jis kae shares hotae hai,uss kae shares do type kae hotae hai 1)equity shares 2)preference shares ab eqity share ka tou yeh matlab hota hai ki ek company kae agar 100 share hai aur aap nae 10 kharidae tou aap 10 share kae malik ho gayae,ab agar company taraqqi karti hai tou uss share kae bahv badh jatae hai tou aap kae bhi 10 hissae hai tou aap kae share ki bhi value badh gayi agar aap chhae tou kabhi bhi sell kar saktae hai,agar company ko zyada profit hota hai tou bohat sari company share holders mae baat deti hai usko dividend kaha jata hai,jab dividend distribute kiya jata hai tab shares kae bhaav thodae kam ho jatae hai kyunki jo bhi company ka munafa tha woh sab baat diya gaya hai,phir kuch aarsae kae baad ahista ahista bhaav wapas badh saktae hai,aur agar company loss mae gayi ya uska naam bigda tou uskae shares kae bhave kam ho jatae hai tou aap kae shares ki bhi value kam ho jayae gi(iss ka matlab yeh hai ki app company kae partner ki tarah hai)matlab company kae profit aur loss mae barabar kae hissaedar hai,yeh tou business ki tarah hai iss liyae jaiz hona chhiyae,magar aab idhar masla preference share ka aa jata hai iss liyae share market mae trading kar kae share kharidna bechna ko ulema nae manaa farmaya hai........yeh kuch iss trah hai aab baat aayi preference share ki tou yeh aaisa hai jab company ko start karnae ya tou badhanae kae liyae ek badi rakam ki zaroorat hoti hai tou company aapnae prefernce share badae investors sae kharidnae kae liyae kehti hai,aur woh zyada karkae awaam ka paisa nahi hota balki doosri badi companiya ya bohat badae invester uskae preference share kharid tae hai,ab iss preference share hoders ko fixed income ya samjiyae unterst diya jata hai ki example jitnae preference shares hoders hai unko 8% kae hisab sae har saal diya jayega. matlab agar 1 crore dala hai tou 8 lakh har saal milna hi hai,unko company kae profit YA loss sae kuch lena dena nahi hota,unhae mukarrar ki gayi interest rate kae hisab sae har saal mil jata hai. ab jitnae bhi eqity shares hoders hai woh company kae business mae hissaedar hai yaani partners hai tou ab woh bhi preference share hoders ko mukarrar ki gayi interest kae hisab sae har saal denae mae shamil hai,aur interest dena haram hai iss liyae ab equity shares bhi lena jaiz nahi hai jab mainae nae bohat sarae mufti shab sae sharemarket kae maslae pucha tou unhonae kah ki iss maskae ka jawab tou aap ko sab sae accha mufti nizamuddin jo ashrafia mubarakpur kae hai wohi dae saktae hai kyunki unhonae sharemarket kae business par research ki hai yaani kafi badae share agents aur companys kae logo sae real share market kae business kae baraae mae maloomat ki hai. Jab meri mulakat hui tou unhonae mujhse jo mainae upar likha hai woh bataya aur kaha ki agar preference share wala masla bich mae na hota tou eqity share jaiz hotae kyunki har business mae munafa aur nuksan ka chance hota hai,aur business karna jaiz hai tou eqity shares bhi jaiz hotae,magar preference shares holders ko company fixed interst deti hai aur equity share holders uss company kae partners hai iss liyae ab woh bhi interst denae mae hissaedar banegae iss liyae equity shares lena bhi jaiz nahi hai . ab baat aayi mutual funds ki to yeh aaisa hota hai ki jo kuch paisa log daltae hai woh government kae bonds mae aur bohat saari company kae equity shares mae dala jata hai,ab idhar aaisa hota hai ki hum direct na tou bank mae paisa daltae hai na tou share kharidtae hai balki kuch mutual funds ki companys hoti hai,aur woh comany saari ab tak ki jo hai kafiro ki hi hai (In India) aur na tou un mutual fund ki companys kae koi share hotae hai,unka kaam yeh hota hai ki woh log sarae logo sae paisa lekar har jagah thoda thoda daltae hai.....example agar company ko 100 logo nae 1 lakh rupya diya tou ab woh jo 1 crore jama hua usmae sae 70 different company kae eqity shares mae dalaegae aur kuch amount government bonds mae dalegae.ab iss mae jaisae hi shraes kae bhav badhae gae ya government bonds mae profit ho ga tou jitna paisa mutual fund mae dalaa hai woh bhi badh jayega,mutual funds compniya apna karcha matlab workers ki payment,administrative charges,advertisement charges wagerah jo bhi bhaav badtae hai usmae sae nikal letae hai aur jo net profit hai woh logo mae distribute kar deatae hai matab agar mutual fund company nae 1 crore public sae liya aur ek saal mae mukhtalif jagah investment karkae 1.5 crore ho gaya tou usmae sae samjo 20 lakh expenses company cut karke yane 1.3 crore mae jo 30 lacs ka profit hai woh sab mutual fund mae invest karnae walo mae distribute kar degi. aur jaisaki mainae bataya ki mutual funds company apna investnet thoda thoda sab company mae baat deti hai iss liyae agar kisi company kae shares down huae tou doosri kae aap hogae,sab company na tou DOWN jayegi aur na tou sab UP jayegi,iss tarah sae logo ka risk factor bohat kam ho jata hai aur ab tak mainae jo bhi mutual funds ki acchi companiyo ko dekha tou dalnae wala nuksan mae nahi rehta. tou iss surat mae muhakikae masailae jadida hazrat mufti nizamuddin sahab nae kaha kae aap ek company ko paisa de rahae ho aur woh aap ko kama kar ya business kar kae dae rahi hai,yeh mutual fund companys kae shares bhi nahi hotae aur sab company kae malik bhi tou kafir hai tou phir mutual fund jaiz ho jayega magar unhonae nae kaha kae aap mujhae yeh mutual funds ka sawaal likh kar bhejae ashrafia mubarakpur tou mae inshallah writing mae jawab doonga magar ab tak mae sawaal bheja nahi hu tou ab aap kae mutabik shariat kae dairae mae mutual funds jaiz hai kae nahi. jazakaalah

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